|
Can I Get Affordable Dental Care?
by Vickie J. Scanlon
In the United States most companies offer their employees dental insurance, but yet many do not. They slip through the holes of the system - the in-betweeners - that have to pay, but struggle to pay the out-of-pocket expenses.
The in-betweeners have two choices, go without any insurance, go to the dentist and take the full attack on their pocketbook, or dont go to a dentist at all and just wait till the ax to fall. And it will - there is a 50-50 chance that a toothache will hit you, or if youre married - your family.
HOW IMPORTANT IS DENTAL HEALTH
There is more to Dental Health than a winning smile or avoiding that terrible toothache - it is important to your overall health. Let me give you one example.
Joe Smith has just learned that he has diabetes - how can diabetes affect his teeth. If you do not maintain dental health you can be at risk for:
·tooth decay ·gum disease ·salivary gland dysfunction ·fungal diseases ·infections and delayed healing
These problems can be kept in check with preventive oral health care, 6 month or yearly cleanings.
It is easy to forget our teeth, gums and mouth, but they are definitely part of our physical health and well being. And with the help of a good dental health plan - you can prevent bone disease, gum disease and infections.
DISCOUNT DENTAL PLAN
A discount dental plan can help you save money and keep your dental health in check. Dental Plans have 17+ National Plans that you can choose from--that will fit your budget and needs, and which is also offered within your state or area. For example:
GE Wellness Plan is offered in my area: The costs for the plans are: $139.95 for single $189.95 for family (Plus 3 additional months for free - promo)
Here are just some of the procedures - costs and your savings - (but not all)
ProcedureCost Your CostSvgs Routine 6 Month Check-Up $35 $0 $35 In Depth Check-Up $58 $0 $58 Full Mouth X-Rays $101 $40 $61 Bitewings - Four Films $44 $0 $44 Single Tooth Extraction $114 $66 $48 Root Canal - Anterior $500 $336 $164 Root Canal - Bicuspid $595 $403 $192 Root Canal - Molar $740 $491 $249 White Filling $110 $67$43
If you are single or a family, you have recouped your expenses in the first 6-month visit.
You can go to http://www.dentalplans.com/afftracker.asp?affid=12032 to take a look at the plans in your area.
One last thought, if you are on vacation, and you are in need of a dentist, all you have to do is call Dental Plans and they will direct you to a dentist that is under your plan - another great saver.
To conclude, preventive care is the best method to ensure dental health, as well as, preventing an outlay of large sums of money.
This article was submitted without an About Box by the Author!
- Universal Benefit Plans and Universal Dental Plan Announce Joint Outreach Initiative to Aid Massachusetts Nonprofits (PR Newswire via Yahoo! Finance)
Universal Benefit Plans and subsidiary company Universal Dental Plan newly launched an outreach partnership to provide Massachusetts nonprofits with a cost-effective, convenient alternative to dental insurance in exchange for Universal Benefit Plans administering their employee benefits as Broker of Record.
- Four New Quality Resource Guides Added to MetLife’s Dental Continuing Education Program (Centre Daily Times)
MetLife announced today that four quality resource guides have been added to its American Dental Association (ADA) and Academy of General Dentistry (AGD) recognized dental continuing education program. The new self-study courses focus on: 1) Adolescent Oral Health: Perspectives for Dental Practitioners, 2) Cosmetic Dentistry, 3) Digital Radiography (second edition), and 4) Restoration of the ...
- No job, no health insurance: How to survive tough times (Atlanta Journal-Constitution)
Just two weeks after getting laid off from his job, Ashish Desai sprained his ankle and knee playing tennis. No paycheck and no health insurance meant no doctor for the Buckhead resident. Desai bandaged the injuries the best he could and left them to heal. "It doesn't feel great by any stretch, but it feels good enough," said Desai, 32, a former securities analyst who lost his job in October ...
- Four New Quality Resource Guides Added to MetLifes Dental Continuing Education Program (Business Wire via Yahoo! Finance)
NEW YORK----MetLife announced today that four quality resource guides have been added to its American Dental Association and Academy of General Dentistry recognized dental continuing education program.
- St. Robert approves city health insurance plan (Waynesville Daily Guide)
City employees in St. Robert now have a new health insurance plan and carrier following a unanimous vote by the St. Robert Board of Aldermen at its meeting Monday evening.
|