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Just bought a used car. Insurance laws?

I'm on my parents policy for insurance and I just bought a used car today. The registration is under ym dads name because I havn't had my lisence for over a year yet (9 mth). What I need to know is, can I drive today even though the car isn't insured yet? I talked to my agent and I informed her I was purchasing the car today and she said good luck, etc. Am I safe to drive it around? What if I get pulled over? I have the registration card. I just found out I am insured but I just don't have the card yet. I'm in PA. Can I just show the cop my other insurance cards in the mean time for my other two cars? Because it's on the same policy.

Public Comments

  1. In some jurisdictions, uninsured vehicles are impounded, particularly if involved in an accident. Wait until you get the proof of insurance card before you take a chance.
  2. If your agent says you are covered, you are. If you are worried about getting pulled over before you get the ID card, have her fax or email you a copy (until the "hard" copy comes) or go to the office & pick one up. If all else fails, carry a copy of an ID card from the other cars, tell the officer the car was just added to the policy & you are waiting for the ID card. You should be OK. If the officer is nice (& you treat them with respect), he may very well call your agent to verify. I have had officers call my office to verify coverage.
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