Best Cars to Insure

My car was written off by the insurer. Can I legally continue to tax, insure and drive it?

The car is low value, hence the write-off, and it was offered to me to keep as part of the insurance claim settlement. The car is safe and roadworthy with only cosmetic side panel damage.

Public Comments

1. yes, my car was totalled twice before I gave it up :)
2. You should probably check with your state bureau of motor vehicles, but I would think so.
3. No, and do us all a favor and don't do it. Your insurer will reject the claim, so you'll end up hosing whoever you hit next.
4. If I understand your point, your car was totaled by the insurance company. They wrote you a check and let you keep the car. As long as the car is made legally road-worthy in accordance with your state laws, you can drive it on the road. The insurance company will not cover the existing damage again, so that would have to be fixed first to be covered a second time.
5. Check with your insurance carrier. It may depend on where you are. Here in New York, I have a written off 1991 Maxima. It runs great. Because it was more than eight years old, I even got back the original title rather than a "demolition" title. It is registered and insured, and I drive it every day. The only thing I cannot do is get my insurance company to pay any more money for damage to MY vehicle if I crack it up again. Everybody and everything else is covered.